Vivian Gaspar always wanted to help people. That is why the Mount Olive resident has spent the past several years trying to help families in financial crisis across New Jersey avoid foreclosure on their homes.

Ms. Gaspar works as a public relations director for an attorney specializing in mortgage modification and travels around the state making presentations on the subject. In early 2010, a person at one of her speaking engagements approached Ms. Gaspar, and told her that she could help more people if she wrote a book. The idea remained with Ms. Gaspar for some time until she decided to take action and create "How to Survive Your Financial Crisis," a book to assist people with different issues ranging from identity theft protection to the basics of bankruptcy to how a private investigator can help you get money.

Other chapters focus on how to get a free college education, how to get financial help for your disabled/learning challenged child and free at-home assistance for veterans and their spouses.

"This way I could have a wider impact and I concluded that I could reach more people in crisis if I covered a broader subject base in the book," Ms. Gaspar noted. "I started an outline of chapters of topics that I wanted to see included in my book and I immediately thought of all the business contacts I had accumulated over the years at business networking events."

Ms. Gaspar, who has always enjoyed writing, penned several chapters for the book, but thought it best to find professionals in a variety of areas to write different chapters on their areas of expertise. So she approached everyone from accountants to lawyers to assist her with the endeavor and matched them with topics for their chapters.

Eleven months later, "How to Survive Your Financial Crisis," is hot off the press with plans to be translated into five different languages (starting with Spanish which will be released Spring of 2011) and hopefully assist people across the globe.

"I want to make a difference in people's lives," Ms. Gaspar said. "I chose to put my money and effort into helping people. All of this information, featured in 38 chapters and almost 250 pages written by 27 professionals, does not currently exist in one book."

"How to Survive Your Financial Crisis," includes helpful information for the newly and long-term unemployed, homeowners, entrepreneurs, people going through a divorce, parents of children with disabilities, as well as useful information on identity theft prevention and recovery, the benefits of energy deregulation and basics on bankruptcy. There is even a chapter on how to earn an income from home without being a full-scale business owner.

Ms. Gaspar co-authored chapters on mortgage modification and understanding the foreclosure process with attorney V. James Castiglia of Oak Ridge, as well as chapters on identity theft protection, understanding credit score basics and how to legitimately make money working at home.

Ms. Gaspar notes that one chapter written by recruiter Joanne Lucas gives the reader Lucas' unique perspective advising job seekers what they need to do to get a recruiter to focus on them as well as a chapter on how to ace your next job interview.

Experts whose chapters are also featured in the book include accountant Jack Bleiberg, insurance and risk management consultant Terrence P. Coughlin and Marlene Waldock, owner of 1st Impression Communications.

The book also includes chapters written by local attorneys including Carolyn Daly, Santo Bonanno and Dr. Darsi Beauchamp, who wrote three chapters. The titles are "Government Benefits for Low Income Individuals," "How to Go to Get an Amazing Education for Low or No Cost," and "Get Special Education Help for Students with Disabilities at No Cost."

The book is solely available for sale at the website: www.HowtoSurviveYourFinancialCrisis.com.